CO-OP PROMOTIONAL AGREEMENT
FOR U.S. WOMEN'S CHESS

This Co-Op Promotional Agreement ("Agreement") is made and effective
this March 10. 2003 by and between the United States Chess Federation
(USCF), the Kasparov Chess Foundation (KCF), and the Susan Polgar
Foundation (SPF).

NOW. THEREFORE, it is agreed:

l. U.S. Women's Chess Promotion

All parties agree to participate in a joint effort to promote and
support chess programs for gifted girls in America and the 2004 US
Women's Olympiad Team.

Under this agreement, Kasparov Chess Foundation and USCF agree to
establish funds totaling 100,000 for the 2-year program 2003-2004
commencing March 2003. During these 2 years, the USCF allocates
S50,000 and KCF donates an equal amount up to $50,000.

USCF, KCF and SPF will jointly organize he annual National Junior
Championship for girls under 18 years old, which is expected to start
in the fall of 2003.

KCF appoints its Vice-President Michael Khodarkovsky to conduct and
oversee the overall program. SPF appoints its President Susan Polgar,
in a joint effort with KCF, to develop and oversee the training
activities / programs for the gifted girls in America.

Paul Truong and Michael Khodarkovsky, in a joint effort, will work on
activities / programs to help the 2004 United States Women's Olympiad
Team.

2. Term

The effective date of this agreement will begin on March 10, 2003 and
will end on December 31, 2004, to be renewed every two years
thereafter, unless a request to modify or terminate is made by one of
the above parties 30 days prior to the expiration of the contract.

3. Use of Name

All future promotions of this program during this agreement will be
known as co-sponsored by USCF. KCF and SPF.

4. No Waiver

The waiver or failure of any of the parties to exercise in any respect
any right provided in this agreement shall not be deemed a waiver of
any other right or remedy to which the parties may be entitled.

5. No Assignment.

None of the parties shall assign this Agreement or any interest or
obligation herein without the prior written consent of the other
parties.

6. Governing Law

This agreement shall he construed and enforced according to the laws
of the State of New York.

7. Headings

The headings used in this agreement are provided for the convenience
for the parties only and shall not be used to construe the meanings or
intent of any term.

IN WITNESS WHEREOF, the parties hereto have caused this agreement to
be executed as of the date first written above.


___________________________ 3/19/03
Michael Khodarkovsky, KCF Date


____________________________ 3/16/03
Susan (Zsuzsa) Polgar, SPF Date


____________________________ 3/16/03
Frank Niro, USCF Date


____________________________ 3-16-03
Paul Truong, US Womens Olympiad Captain Date