Sorry, but I have to give it to you straight.

Two days ago, I was talking to a long-time USCF insider and your name
came up.

He said, and I quote exactly, "Don't talk to me about Frank Niro.
Everybody agrees that he is a crook."

That is your reputation. You have burned too many people. Perhaps your
sob stories will convince others who do not have experience dealing
with you, but those of us who know you all say that you are a con-man.

Sam Sloan